Amy Loftsgordon

Amy Loftsgordon

Attorney · University of Denver Sturm College of Law

Amy Loftsgordon is a legal editor at Nolo, focusing on foreclosure, debt management, and personal finance. She writes for Nolo.com and Lawyers.com and has been quoted by news outlets that include U.S. News & World Report and Bankrate.

Amy received a B.A. from the University of Southern California and a law degree from the University of Denver. She is licensed to practice law in Colorado.

Working at Nolo. In 2012, Amy started writing for Nolo as a freelancer. Since that time she has written hundreds of articles covering foreclosure, credit issues, consumer protection matters, and more. In 2017, Amy became a full-time legal editor with Nolo. Her favorite part of the job is researching and analyzing dry, complicated materials—like state statutes, federal regulations, and court cases—and then explaining that information in a way that makes it palatable and engaging for the everyday reader.

Early legal career. Amy began her writing career while still in law school, producing case summaries for Wickstrom Legal, a small publishing company. After graduating from law school in 2001, Amy started working in foreclosure and related areas, first in her own law practice and then at a law firm where she was responsible for ensuring compliance with foreclosure and collections laws.

Foreclosure experience. Amy has drafted foreclosure-related training programs and loan servicing compliance procedures for various law firms, as well as written training manuals for collections operations in Panama. (She takes pride in the fact that she drove to and from Panama—around 7,000 miles roundtrip.) Amy also performed compliance reviews of foreclosures in multiple states as part of the national Independent Foreclosure Review.

Bank litigation support. In 2016, Amy began working for Investors Consulting Group (ICG), a firm that provides subject matter expert services in fields such as loan origination, credit underwriting, securitization, and mortgage servicing. She was instrumental in the preparation and writing of expert reports that were used in several lawsuits against banks and servicers accused of mishandling preforeclosure, loss mitigation, foreclosure, and REO processes. At ICG, Amy also conducted loan-level audits to assess servicer compliance with federal mortgage servicing laws, RESPA, TILA, SCRA, state foreclosure laws, and UDAAP/UDAP laws, as well as Making Home Affordable and FHA loss mitigation procedures.

Publications. Amy has updated several Nolo books, including The Foreclosure Survival Guide, Credit Repair, and Solve Your Money Troubles, and edited several others, like The Essential Guide to Handling Workplace Harassment & Discrimination, Working for Yourself, Starting & Building a Nonprofit, and the Legal Guide for Starting & Running a Small Business.

Articles by Amy Loftsgordon

Bankruptcy and Your Credit Score FAQs
Learn how bankruptcy will impact your credit.
Student Loan Cancellation: Closed School, False Certification, and Unpaid Refund Discharges Explained
The ways to cancel your loan—school closure, false certification, and unpaid refunds—are most likely to apply to students who attended private, for-profit schools.
How to Cancel Your Student Loans if You Attended a Corinthian College
Learn about loan forgiveness for students who attended a Corinthian College.
Biden Cancels $1.5 Billion of Student Loans for Former Westwood College Students
Learn about relief for 79,000 former Westwood students under borrower defense.
Understanding Mortgages: Promissory Notes, Deeds of Trust, and Key Home Loan Basics
If you’re shopping for a home, learn what you need to know about mortgage loans.
Foreclosure and Divorce: Who Pays the Mortgage and How to Avoid Losing Your Home
Divorce and foreclosure often go hand in hand.
Avoiding Foreclosure on SBA Disaster Loans
If you get an SBA disaster loan and put up your home or other real estate as collateral for the debt, you might lose the property to a foreclosure if you later default.
Wells Fargo CFPB Foreclosure Penalties: How Mortgage Servicing Errors Put Homeowners at Risk
Wells Fargo had to pay $2 billion to compensate consumers for illegal activities, including $195 million for unjust foreclosures.
Student Loan Forgiveness for Permanently Disabled Veterans
Learn how totally and permanently disabled veterans can receive automatic federal student loan discharge.
$50M in Mortgage Relief Available to South Dakota Homeowners
Eligible South Dakota homeowners can get a loan of up to $25,000 to pay their mortgage payments or a grant of up to $5,000 to pay utility costs.
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